Different Types of Policies for Individuals

• Sampoorna Raksha Promise (SRP) – (Non-Linked, Non-Participating)

• Maha Raksha Supreme Select (MRSS) – (Non-Linked, Non-Participating)

• Saral Jeevan Bima – (Non-Linked, Non-Participating with Pure Risk Plan i.e only NROP)

Savings Solutions:

NAME OF THE POLICY	PAR / NON PAR	BENEFIT TYPE
1. Fortune Guarantee	Non Linked, Non Participating	Guaranteed lump sum benefit on maturity
2. Fortune Guarantee Secure	Non Linked, Non Participating	Advanced income option to get income immediately post 3 days of policy issuance
3. Fortune Guarantee Plus	Non Linked, Non Participating	Regular Income
4. Fortune Guarantee Supreme	Non Linked, Non Participating	Option to choose guaranteed income from 1styear or defer after premium payment term OR Maturity benefit at end of policy term
5. Smart Income Plus (SIP) –	Non Linked, Non Participating	Regular Income or Endowment (Maturity Benefit)
6. Guaranteed Return Insurance Plan (GRIP) –	Non-Linked, Non-Participating	Flexibility to choose Plan Option: Endowment, Regular Income or Whole Life Income
7. Diamond Saving Plan (DSP)	Non Linked , Participating) —	Receive Guaranteed Income after premium payment term
8. Value Income Plan (VIP)	(Non Linked , Participating) —	Endowment (Receive Guaranteed Maturity Benefit with bonuses)
9. Smart Value Income Plan (SVIP)	(Non Linked , Participating) —	Choice between 2 plan options i.e 1.  Choice of receiving cash bonus (if declared) as early as from the 1st month in your Sub-wallet 2. Accumulate cash bonus (if declared) till the end of policy term and receive a lump sum amount at maturity.

Wealth Solutions

NAME OF THE POLICY	UNIT LINKED PAR / NON PAR
1. Smart SIP	Unit Linked
2. Fortune Maxima	Non-Participating Unit Linked Whole of Life Plan
3. Param Raksha	Unit Linked  (High SA)
4. Smart Sampoorna Raksha Pro	Unit-linked, Non-participating,
5. Smart Sampoorna Raksha Plus	Unit-linked, Non-participating,
6. Fortune Pro	Unit Linked
7. Wealth Pro	Non-Participating Unit Linked (Endowment Assurance)
8. Wealth Maxima	Non-Participating Unit Linked Whole of Life Plan
9. Smart Fortune Plus	Non-Participating, Unit Linked,

NAME OF THE POLICY	PAR / NON PAR	BENEFIT TYPE
1. Smart Annuity Plan	Non-Linked, Non-Participating
2. Saral Pension Plan	Non-linked non-participating	1. single premium 2. immediate annuity plan
3. Fortune Guarantee Retirement Ready	Non-linked, Non-Participating	Plan Options: 1. My Pension, 2. Partner Pension and 3. Partner Pension Plus
4. Fortune Guarantee Pension	Non-Linked Non-Participating

Health Solutions

NAME OF THE POLICY	PAR / NON PAR	BENEFIT TYPE
Pro-Fit	Unit-linked, Non-participating,	All in one Health solution covering risks like death, disability, and illnesses

Shubh Solutions – Capital Guarantee with market linked returns

1. Shubh Solution
2. Smart Savings Solution
3. Secure Insurance Solution