TATA AIA – LIFE INSURANCE – ALL INSURANCE POLICIES:

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Nagendra Chintati

Different Types of Policies for Individuals

Protection Solutions (Term Insurance):

  • Sampoorna Raksha Promise (SRP) – (Non-Linked, Non-Participating)
  • Maha Raksha Supreme Select (MRSS) – (Non-Linked, Non-Participating)
  • Saral Jeevan Bima – (Non-Linked, Non-Participating with Pure Risk Plan i.e only NROP)

Savings Solutions:

NAME OF THE POLICYPAR / NON PARBENEFIT TYPE
1. Fortune Guarantee Non Linked, Non ParticipatingGuaranteed lump sum benefit on maturity
2. Fortune Guarantee Secure Non Linked, Non ParticipatingAdvanced income option to get income immediately post 3 days of policy issuance
3. Fortune Guarantee Plus Non Linked, Non Participating Regular Income 
4. Fortune Guarantee Supreme Non Linked, Non ParticipatingOption to choose guaranteed income from 1styear or defer after premium payment term OR Maturity benefit at end of policy term
5. Smart Income Plus (SIP) – Non Linked, Non ParticipatingRegular Income or Endowment (Maturity Benefit)
6. Guaranteed Return Insurance Plan (GRIP) – Non-Linked, Non-ParticipatingFlexibility to choose Plan Option: Endowment, Regular Income or Whole Life Income
7. Diamond Saving Plan (DSP) Non Linked , Participating) — Receive Guaranteed Income after premium payment term
8. Value Income Plan (VIP)(Non Linked , Participating) — Endowment (Receive Guaranteed Maturity Benefit with bonuses)
9. Smart Value Income Plan (SVIP)(Non Linked , Participating) — Choice between 2 plan options i.e 1.  Choice of receiving cash bonus (if declared) as early as from the 1st month in your Sub-wallet 2. Accumulate cash bonus (if declared) till the end of policy term and receive a lump sum amount at maturity.

Wealth Solutions

NAME OF THE POLICYUNIT LINKED PAR / NON PAR
1. Smart SIPUnit Linked
2. Fortune MaximaNon-Participating Unit Linked Whole of Life Plan
3. Param RakshaUnit Linked  (High SA)
4. Smart Sampoorna Raksha ProUnit-linked, Non-participating,
5. Smart Sampoorna Raksha PlusUnit-linked, Non-participating, 
6. Fortune ProUnit Linked 
7. Wealth ProNon-Participating Unit Linked (Endowment Assurance)
8. Wealth MaximaNon-Participating Unit Linked Whole of Life Plan
9. Smart Fortune PlusNon-Participating, Unit Linked,
NAME OF THE POLICYPAR / NON PARBENEFIT TYPE
1. Smart Annuity PlanNon-Linked, Non-Participating
2. Saral Pension PlanNon-linked non-participating1. single premium
2. immediate annuity plan
3. Fortune Guarantee Retirement ReadyNon-linked, Non-Participating Plan Options:
1. My Pension,
2. Partner Pension and
3. Partner Pension Plus
4. Fortune Guarantee PensionNon-Linked Non-Participating

Health Solutions

NAME OF THE POLICYPAR / NON PARBENEFIT TYPE
Pro-FitUnit-linked, Non-participating, All in one Health solution covering risks like death, disability, and illnesses

Shubh Solutions – Capital Guarantee with market linked returns

  1. Shubh Solution
  2. Smart Savings Solution
  3. Secure Insurance Solution

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