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Medical abbreviations can make or break your insurance claim

Health insurance claims can be tricky, but sometimes, they take an unexpected turn, like this one. The reason? Eg 1. Non-disclosure of AML (Acute Myeloid Leukemia), which is a type of blood cancer. Now, hereโ€™s the catch:– The client never mentioned having cancer at any point.– The claim itself was for a completely different condition.– … Read more

MUST KNOW THIS BEFORE TAKING HEALTH INSURANCE

1. What to Do If Your Health Insurance Claim Gets Rejected? So, you did everything right: But when the time came, your claim got rejected. Reason? โ€œHospitalization was not required; patient could have been managed on OPD.โ€ ๐˜๐˜ณ๐˜ถ๐˜ด๐˜ต๐˜ณ๐˜ข๐˜ต๐˜ฆ๐˜ฅ, ๐˜บ๐˜ฐ๐˜ถ ๐˜ณ๐˜ฆ๐˜ข๐˜ค๐˜ฉ ๐˜ฐ๐˜ถ๐˜ต ๐˜ต๐˜ฐ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฑ๐˜ข๐˜ฏ๐˜บ. ๐˜‰๐˜ถ๐˜ต ๐˜ธ๐˜ฉ๐˜ช๐˜ญ๐˜ฆ ๐˜ต๐˜ฉ๐˜ฆ๐˜ณ๐˜ฆ ๐˜ข๐˜ณ๐˜ฆ ๐˜ฎ๐˜ถ๐˜ญ๐˜ต๐˜ช๐˜ฑ๐˜ญ๐˜ฆ ๐˜ฏ๐˜ถ๐˜ฎ๐˜ฃ๐˜ฆ๐˜ณ๐˜ด ๐˜ต๐˜ฐ ๐˜ฃ๐˜ถ๐˜บ ๐˜ข ๐˜ฑ๐˜ฐ๐˜ญ๐˜ช๐˜ค๐˜บ, … Read more

Tata AIA Life Insurance Fortune Pro

Non-Participating, Unit Linked, Individual Life Insurance Savings Plan 1. What is this policy about? 2. How does it work? 3. Key Features 4. What happens at maturity? 5. What happens if you pass away? Example: 6. Can you take out money before maturity? 7. What happens if you stop paying? 8. Extra Benefits in the … Read more

Budget 2025 Update

The income earned up-to โ‚น12 Lakhs under new regime will ultimately have Nil tax liability. Here’s how! The modified slab rates for new tax regime applicable for FY 2025-2026 are as follows: Income Tax Slabs Tax Rates Up-to โ‚น 4,00,000 NIL โ‚น 4,00,001 – โ‚น 8,00,000 5% โ‚น 8,00,001 – โ‚น 12,00,000 10% โ‚น 12,00,001 … Read more

Tata AIA Fortune Guarantee Secure

Individual, Non-Linked, Non-participating, Life Insurance Savings Plan 1. What is Fortune Guarantee Secure? Note: 2. How Does It Work? Note: 3. Main Features: 4. Plan Options: A. Regular Income Note: If you stop paying premiums early, the policy becomes “Reduced Paid-Up,” meaning lower benefits. B. Regular Income with Return of Premium (ROP) Note: You must … Read more

Tata AIA Diamond Savings Plan

A Non-Linked, Participating Individual Life Insurance Savings Plan. 1. What is the Tata AIA Life Insurance Diamond Savings Plan? It is a Non-Linked, Participating, Individual Life Insurance Savings Plan i.e Itโ€™s a savings + insurance plan. This means: T&C Highlight: This policy is “participating”, meaning bonuses depend on company profits and are not guaranteed (Clause … Read more

Tata AIA Value Income Plan

Individual, Non-Linked, Participating Life Insurance Savings Plan  1. What is the Tata AIA Life Insurance Value Income Plan? It is a non-linked, participating life insurance savings plan that offers: 2. What are the key benefits of this plan? 3. What are the available policy terms and premium payment terms? 4. What is the eligibility to … Read more

Tata AIA Life Insurance Smart Value Income Plan –

Individual, Non-Linked, Participating Life Insurance Savings Plan. 1. What is the Tata AIA Life Insurance Smart Value Income Plan? Itโ€™s a life insurance policy that also helps you save and grow your money.It offers two main benefits: Note: It is a non-linked, participating plan, meaning it is not tied to the stock market but participates … Read more